Insurance?

[ekag]

Boat US all the way because they have a 20% discount if you had 0 claims after one year (and it's an honest / fair discount) Their finance dept will do all the paper work if your buying from an individual party out of state (or dealer). The next question is....switch from SeaTow to Boat US??

If anyone has AIG insurance, would you PLEASE cancel all your policy(s).

[Booms]

I just went through Progressive and got IMO a good deal. $350 for a year with a shrinking deductable of $100/year with out any claims and full road side service. They also have an agreed value that will stay the same through out. Which means I have no depreciation, so if the boat is totaled I get the amount I paid for it.
I did not have a lot of time to try Boat US but will next year.

[bk3104]

I just re-wrote all my insurance - cars, houses, jet skis, boat through a friend. Savings were very surprising. Boat was written through Travellers, Jet Ski's through Progressive, all others through Kemper. Boat alone was $361 with $500 deductable and full replacement cost. Had to up the minimum liabbility so I was covered under my unbrella policy. That added $51 to the total for the boat.

[ekag]

What nobody is stating is their declared value and insurance values.

What are the liabilities?
Tailer?
Personal items?
Ect.....

[ajholt7]

What nobody is stating is their declared value and insurance values.

What are the liabilities?
Tailer?
Personal items?
Ect.....

For me everything was quoted at a higher value through Boat US than any other company and they still blew away the others. And no depreciation.

[rjcruise]

On a tip from a buddy with a boat (actually, his parents sank it but working with his insurance company was very straightforward) I went with Seahorse Underwriters. Their quote was much cheaper and covered more than what I was quoted by the underwriters that my car insurance company had me call. For stated value including the trailer and all the haz mat stuff, etc. it worked out to $250, granted, I have a slightly older boat. Hadn't heard about Boat US but my current quote didn't sound too bad to me.