Insurance?

[sparky216]

I have State Farm, and my premium is apporx $390.00 a year.......I know my agent, policy, and how they do business.....honestly piece of mind knowing I will not get screwed or played with is worth a slightly higher premium

[solaidrider667]

I have BoatUs and did some research of 3 other Ins Co's. BoatUs has more coverage dollar for dollar as compared to Allstate,Progressive and Statefarm. My coverage for the "Yacht" policy is $309 year. That was at minimum 250 less than the others I shopped.
BoatUs had coverage like accidental spill,salvage and a couple which was not included with the other 3.

[Greg Mallek]

Try Progressive

I have Progressive, and just got my annual premium. $565.00 for the year.

[KonaKing]

I have Progressive, and just got my annual premium. $565.00 for the year.

You guys are killing me. I have Progressive and I think I have pretty good coverage. $320 annually. Can there be that big of difference around the country? I know there is for auto ins but boats?

[KonaKing]

OK CALLING BOATS US NOW.

[ajholt7]

Progressive quoted me $720. I just got some pretty comprehensive coverage from Boat US for $375. Boat US also had cheaper coverage than that, all the way down to $196 and that was still pretty good coverage.

[KonaKing]

Ok real quick online quote was cheaper through boatus 272 a year for what I have now from progressive @ 320. Or I could drop down to there basic for $182. Maybe time for a change

[dingleberry]

Maybe time for a change

Don't tell me that YOU'VE now jumped on the Obama wagon!

[KonaKing]

Don't tell me that YOU'VE now jumped on the Obama wagon!

OMG what have I done.

NO NO NO change my insurance unless that is socialized now and he is willing to pay for it. It is a right right

[jwsatdlr]

I took aj's tip and called BoatUS on the first renewal for our 08 22ve and they spanked WestMar. Our renewal policy just came in at $683.00 and BoatUS qoute for exact coverage comparison (actually better) at $456.00.

Thanks aj for the tip!

[ajholt7]

Glad to here that this has helped some of you out. I pick up my new boat on Saturday and am very excited.

[MoneyPity]

I have 1 Jeep, 1 Mustang, 1 Tahoe, 1 house and the Tige through State Farm.
I am sure I can save some green going to another company for the boat but with the meds I am on they have screwed up my response timing and I have been in bumper to bumber stop, accelerate to 12 mph and slam breaks. I have lost that scenario 3-4 times in the last couple of years. 2 years ago I was in Mustang on a 4 lane road when Ambulance was heading to-wards me from opposite direction so I pulled off onto shoulder while trying to place a call. Because of distraction with phone and a bit with the ambulance I did not see a white Camry on the shoulder stopped even with a big white sign and I nailed brakes but smacked her hard enough to push her vehicle 30 yards into the grass. Thank goodness she was all right. I stuffed her whole rear end into the trunk and bent my hood, my plastic grill work and bent a fender. It amazed me on how little damage occurred to the Mustang.

Any way I no longer drive for 3 hours after I take pain med for my cluster headaches and will only call people on my cell who are in my voice dial or picture Icon entries. No more dialing while driving. Lessons learned.

I became a high risk driver after being clean for 25 or more years with State Farrm and my premium on my primary car went up $200 a year.

Boat insurance with SF is $75 more than American Family or Boat US but with the tower incident and how they covered it I won't change. Policies on all vehicles except my Jeep are very good. The only premium that went up was mine and that was reasonable. Other companies would have tanked me at two or three incidents. Premiums on Mustang and Tahoe went down since Mustang is weekend pleasure car and knock on weed my wife has been clean for all years with State Farm.

Bottom Line is State Farm costs a tad more on Boat coverage but there was no insurance issue getting it fixed when I needed them.

[lightning59]

I just made the decision to go with Boat US, $215.00 cheaper. My State Farm agent informed me they couldn't change the premium. That is with a home, 3 cars, pontoon boat, Jet Ski, an umbrella policy and life insurance with them. I am looking at everything that demands my dollar and shopping for better deals. I don't just shop price, it has to be an informed decision.

[Tanner]

I just made the decision to go with Boat US, $215.00 cheaper. My State Farm agent informed me they couldn't change the premium. That is with a home, 3 cars, pontoon boat, Jet Ski, an umbrella policy and life insurance with them. I am looking at everything that demands my dollar and shopping for better deals. I don't just shop price, it has to be an informed decision.

I must have got ahold of the wrong BoatUS. They e-mailed me back w/ two quotes. One was through Progressive, and then some other company. Are they not their own underwriter?

[gman]

I have AAA on house, boat and cars. Great company & great service.