Insurance?

[ajholt7]

Does anyone have insurance through Boat US? They have quoted me about $250 cheaper annualy than anyone else.

[chpthril]

Need to do an apples to apples and compare the 2 policies REAL close. Pay close to what is includded and was is excluded.

To be honest, the premium amount needs to be the last thing you compare......find 2 or three companies that offer what you need in a policy, then go with the best!

[ajholt7]

I did compare same coverage.

[KonaKing]

Does anyone have insurance through Boat US? They have quoted me about $250 cheaper annualy than anyone else.

Thats all much as I pay for the year

[chpthril]

I did compare same coverage.

Check the "Exclusions". See what is specifically left out (not covered) of each. Do they both offer Med Pay, Clean up/Fines for accidental discharge, what's the limit on recovery/salvage and is it a set limit or increasable?

[ajholt7]

the boat us coverage was actually a little better than the others.

[hoopykat]

I have my insurance through BoatUS and am very happy. They were almost $300 cheaper than what I got through State Farm, even being a customer with multiple lines on house, cars, fine art, etc. Comparing the two showed pretty much the same coverages, so I went with BoatUS.

-Mike

[ajholt7]

I also have all my insurance with State Farm and they were $400 higher than Boat US.

[mtnsmith]

Boat us is a great company to deal with. They are quite expensive in Florida, but all insurance is expensive here. I'd go with them in a heartbeat.

[KonaKing]

Try Progressive

[mneal]

I have gotten quotes from BoatUS and other major carriers and Progressived worked out to be cheapest for comparable coverage. Like mtnsmith said, I wouldn't fear using them if they gave you good quote.

[dingleberry]

I went with BoatUS rather than Progressive because my dealer said that Progressive had been the most difficult company he had dealt with to get approval for repairs. He had experienced a lot of trouble to get approval for work/parts that were associated with the main issue but maybe not as obviously damaged. I'm not sure if the difficulty was due to one individual or the company's typical procedures, but it was enough for me to go BoatUS instead.

[rcaroll]

Guys, I just have to say THANK YOU!!...I was reading this post this morning...(my boat insurance was with Progressive)..so I decided to call boatus just for kicks. I now have more coverage, lower deductible and and half the premium! Now I have to say this my experience with Progressive has been great, but for half the price(and more coverage) I had no choice but to change.

Thanks Again!!!!!

[TeamAllen]

I would give Westmar a call also. Quite a few Tigé Owners use them.

http://www.westmarinsurance.com/boat_yacht/

[da.bell]

I would give Westmar a call also. Quite a few Tigé Owners use them.

http://www.westmarinsurance.com/boat_yacht/

I use them Great to work with, customer support is outstanding, and fast claims processing... However, I think they are a little more expensive but I am willing to pay for an insurance company that is local.